0.1 INTRODUCTION

At Qreva Systems’ website, accessible from www.qreva.app, we cannot stress how important your data and its integrity matter to us. This Privacy Policy document contains types of personal data that is collected and recorded by Qreva Systems' website and how we use it.

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us at [email protected]

0.2 LEGAL BASIS FOR COLLECTING YOUR DATA?

Qreva Systems Limited legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Information we collect and the specific context in which we collect the information:

• Qreva Systems Limited needs to perform a contract with you
• You have given Qreva Systems Limited permission to do so
• Processing your personal information is in Qreva Systems Limited legitimate interests
• Qreva Systems Limited needs to comply with the law

0.3 WHAT DATA DO WE COLLECT?

Our company collects the following data:

• Personal Identification Information (name, email address, phone number, residential address, gender, date, and place of birth, nationality, passport photograph, etc)
• Corporate Identification Information (name, place of business, nature, and purpose of business, mailing address, contact email and telephone, official identification number such as Tax Identification Number, Certificate of Incorporation, Personal Identification Information of those authorized to operate the account, etc)
• Your banking transaction information
• Your loan transaction information
• Your IP Address
• Your Geolocation

0.4 HOW DO WE COLLECT YOUR DATA?

You directly provide Qreva Systems with most of the data we collect. We collect and process data when you:

• Register for an account with us
• Voluntarily complete a survey or feedback
• Use our website and accept cookies
• Perform a banking transaction
• Perform a loan transaction

We may also indirectly receive your data from other partners and institutions who would have informed you that they share data collected from you with other institutions such as us.

0.5 HOW WILL WE USE YOUR DATA?

We collect your data so that we can:

• Comply with all applicable laws
• Process your banking transactions
• Improve your customer experience
• Email you with special offers on other products and services we think you might like

When we process your loan transactions, we may share your data with credit bureaus to enable them to update your credit information.

0.6 HOW DO WE STORE YOUR DATA AND FOR HOW LONG?

We store your data securely on secure servers at secure data centers with the best security measures.

Qreva Systems Limited will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy.

We will also retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

0.7 YOUR DATA PROTECTION RIGHTS?

Your data and its integrity matters to us, and a lot! We would love it that you are fully aware of all your data protection rights.

In certain circumstances, and this is entirely dependent on the relevant laws and regulations existing at the relevant time, you have the following data protection rights:

• The right to access: Under certain conditions, you have the right to request copies of your personal information which we have stored. We may charge a fee for this service.
• The right to rectification & update: Under certain conditions, you have the right to request that we correct any information which you believe is inaccurate and to complete any information which you believe is incomplete.
• The right to object to processing: Under certain conditions, you have the right to request that we do not process your personal information.
• The right to restrict processing: Under certain conditions, you have the right to request that we restrict the processing of your personal information.
• The right to data portability: Under certain conditions, you have the right to request that we transfer the data we have collected to another organization or you personally.
• The right to withdraw consent: You can at all times revoke all permissions you have granted to us as related to your personal information and data.

In compliance with banking laws and regulations, we shall not be able to honour any request to delete your banking or loan transaction history.

If you would like to exercise any of these rights, contact us at:

Phone number: +2348132573426

Email: [email protected]

We have one month to respond to you once you make a request.

0.8 QREVA SYSTEMS' LOG FILES?

Qreva Systems' website follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and are a part of hosting services' analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks.

These are not linked to any personally identifiable information. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

0.9 HOW DO WE USE COOKIES AND WEB BEACONS?

Like any other website, Qreva Systems website uses ‘cookies’. These cookies are used to store information including visitor's preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on visitors' browser type and/or other information.

For further information, please visit [email protected]

11 THIRD-PARTY PRIVACY POLICIES

Qreva Systems' website's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt out of certain options.

You can choose to disable cookies through your browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

12 CHILDREN'S INFORMATION

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

Qreva Systems' website does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

13 HOW TO CONTACT US?

If you have any questions, want to know what data we hold on you or want to exercise any of your rights, or you want to help make our privacy policy better, contact us at:

+2348132573426

[email protected]

CONSENT

By using our website, you hereby consent to our Privacy Policy and agree to its terms.